After getting a tattoo, the next step is to pay the payment of tattooing service. The amount of tattoo service can vary from a few hundred dollars to several hundred depending on the size of the design, style, complexity, and many other factors.
However, when it comes to payment methods, people prefer to pay either in cash or using credit cards. But, what if a client wants to pay with cards instead of cash? As it allows customers to conveniently pay for their tattoo services without the hassle of carrying large amounts of cash.
So do tattoo shops take credit cards?
Most tattoo shops in larger chains accept credit card payments for their tattooing services. For example, many big tattoo shops in the USA allow their clients to pay with credit cards. As it’s a more secure and professional payment method. However, some shops only accept cash payments for various reasons, such as transaction fees and tax considerations.
So, it is recommended to check beforehand whether tattoo shops accept credit card payments or not. Let’s understand what factors may cause a shop to not accept credit card payments in detail and what are the advantages of CC payment. Also, check out ways to find tattoo shops that accept credit cards near your location.
Advantages of Paying Through Credit Cards
Paying for tattoo services through credit cards is simpler and more convenient. Instead of carrying a large amount of cash, credit cards allow for easy payment with a simple swipe. With just a few clicks, you can easily pay any amount for tattooing services, including a tip for the tattoo artist.
As you know, you can make international payments through a credit card. If you are visiting any country and want a tattoo there, you can conveniently pay using a credit card without needing currency conversion. However, make sure that your CC supports international payment transactions.
Many credit card providers offer consumer protection features, including chargeback rights. For example, if you have a dispute or are dissatisfied with a service, you can ask your credit card company to seek a refund or resolution on your behalf.
More Secure Way
Paying through a credit card is a more secure method for both customers and tattoo shops. Because this digital transaction is protected by high-standard security protocols, which reduce the risks of theft or fraud compared to paying with cash.
Why Some Don’t Accept Payment Through Credit Card
Many small tattoo shops don’t accept credit card payments for several reasons. Here are a few examples:
People always try to avoid paying taxes, don’t they? This is not just a saying; people do engage in tax evasion. The same case applies to tattoo artists and inked studios, as they often refuse to accept credit cards as payment due to this reason.
By accepting payments via credit cards, a record is kept, providing evidence to the IRS regarding the actual income of the tattoo shop and artist. But this could not sound better. Hiding actual income to avoid taxes is illegal in the USA, and this act is punishable with potential imprisonment.
However, the IRS still needs to be able to trace these cash-only payments, or they may choose not to do so due to the small scale of the business. Regardless, engaging in such practices to avoid taxes remains illegal.
Most small tattoo shops don’t accept credit payments because they need the infrastructure to handle digital transactions. Moreover, setting up and maintaining a payment processing system can incur additional costs.
Transaction fee Reason
Each time a payment is made through a credit card at certain stores, a transaction fee is deducted by the credit card service provider. Typically, businesses are responsible for covering this charge, which usually amounts to 1.5% to 3.5% per transaction.
For example, on a $200 sale, they would need to pay a CC fee of $2.50 to $6.50. While this may not be a big amount for a large business, it will be a big amount for a small parlor shop. Let’s understand this better through an example.
Let’s say a tattoo shop earns $500,000 per year and pays a transaction fee of 1.5% for each $200 transaction. How much will the tattoo shop pay in transaction fees per year?
Let’s calculate this transaction fee:
- Annual earnings of the tattoo shop: $500,000
- Transaction fee rate: 1.5%
- Transaction amount: $200
Total number of transactions = $500,000 / $200 = 2,500 transactions
Transaction fees per transaction = $200 * 1.5% = $3
Total transaction fees per year = $3 * 2,500 = $7,500
The tattoo shop will pay $7,500 in transaction fees annually. This means a studio has to pay such an amount per year as transaction fees which can be a big amount for a small tattoo studio.
How To Find a Shop That Accepts Payment Through Credit Card
There are several ways to find a tattoo shop that accepts card payments. Here are some of the ways to do so:
Open any search engine, such as Google, and type keywords like “tattoo shop accepting credit cards” or “credit card-friendly tattoo studios.” Google will display a list of sites that offer this option.
Alternatively, you can search for specific locations by typing “tattoo shop + location,” for example, “tattoo shop in Arizona.” Once the Google search engine shows results pages (SERPs) , open each site one by one and check their “about us” or “contact us” pages to see their accepted payment methods. You can also contact them using the provided contact details if the payment methods are not mentioned.
Note: Most tattoo studios have their websites.
Check on directories
Check online directory websites like Google Maps, Yellow Pages, or Yelp. Through these directories, find tattoo studios in your area and check important information about their accepted payment methods.
Use Social media platforms
Most tattoo artists and studios have social media accounts like Facebook, Instagram, or Twitter. On these platforms, they usually share their business information.
However, if you still don’t find contact detail on their social media pages, you can directly message them to inquire about their payment policy. Here is a simple sample message that you can use to confirm a credit card payment.
I hope this message finds you well. I am interested in getting a tattoo at your studio. However, before proceeding, I would like to inquire whether you accept credit payments for your tattooing services or not. It would be greatly appreciated if I could receive this information in advance, so that I can come prepared accordingly.
I am looking forward to your response.
Visiting Local Studio
If you still need help finding a shop that accepts credit card payments, visit local tattoo parlors in your area and inquire about their accepted payment methods.
FAQs on Do Tattoo Shops Take Credit Cards?
Can you pay credit for the tattoo?
Yes, many tattoo parlors accept payment through credit cards.
How much should you tip a tattoo artist?
Do you pay before or after a tattoo?
Some shops request payment either before the tattoo service or while others after the ink session is completed.
How do you tell a tattoo artist you can’t afford it?
If you need more budget, talk privately with your tattoo artist and ask if they can work within your price range.
Do you tip tattoo artists in cash?
If cash payment is convenient for you, go for it.
To pay for the tattoo service using a credit card, you must confirm whether the studio accepts credit card payments. Most tattoo shops in the USA do accept credit card payments. On the other hand, some still need to provide this option, especially smaller shops.
Flora Jones is a licensed professional tattoo artist with over 5 years of experience working at various studios in Arizona. In addition to her artistry, she enjoys sharing her knowledge and expertise on various tattoo-related topics through her writing.